After the Accident – What to Do
Over the years I have frequently discussed with my clients what to do when you have your accident. Notice I don’t say if you have an accident but when you have your accident! In Maricopa County the reality is that most of us will eventually be involved in an accident. So, when you do have your accident and you are naturally very stressed out it’s best know what to do so that you can avoid being victimized a second time by the at-fault driver’s insurance company. PHOTOS We’ve all heard it said: “One picture is worth a thousand words.” This...
read moreHow to Get the “Right” Car Insurance in Arizona
In Arizona the law requires that every car owner have insurance. However, what Arizona law requires and what most drivers have will not fully protect you. To protect yourself from the careless, reckless driver who might have either minimum coverage or no coverage at all you must purchase Uninsured (“UM”) coverage or Underinsured (“UIM”) coverage. Here’s how it works:
read more



Joseph F. Gmuca has been protecting the rights of persons injured and victimized since 1987. Over this time he has represented people from all walks of life and has done so knowing that his clients – injured, in pain and placed in a very shaky financial position – need an attorney who is tough and aggressive with the other side and caring and attentive to his client’s needs.