In Arizona the law requires that every car owner have insurance. However, what Arizona law requires and what most drivers have will not fully protect you. To protect yourself from the careless, reckless driver who might have either minimum coverage or no coverage at all you must purchase Uninsured (“UM”) coverage or Underinsured (“UIM”) coverage. Here’s how it works:
“Mr. Gmuca has gone above and beyond any attorney duties while helping my daughter and I get through a very difficult time. He helped me to understand each step of the way of our lawsuit, what possible ramifications there may be later on and encouraged me to stand up for my rights and my minor daughters rights.”
“Joe is a wonderful attorney. He is respectful, trustworthy, and truly cares about his clients. He is incredibly responsive and is available to assist his clients quickly, efficiently, and even years later. I was always kept informed of the progress of my dog bite case and consulted appropriately.”
Joseph F. Gmuca has been protecting the rights of persons injured and victimized since 1987. Over this time he has represented people from all walks of life and has done so knowing that his clients – injured, in pain and placed in a very shaky financial position – need an attorney who is tough and aggressive with the other side and caring and attentive to his client’s needs. 